Your shared finances,finallysimple.

Track and split expenses with your household or travel group. Fast, simple, always in your pocket.

Everything you need, none of the complexity.

Household Tracking

One shared space for all household expenses. Perfect for couples or roommates managing finances together.

Trip Mode

Dedicated mode for your travels. Log every expense on the go and see who owes what instantly.

Budget Tracking

Set monthly budgets per category and see exactly how much runway you have left before overspending.

Custom Labels

Personalize your tracking. Create custom categories and tags that fit your unique lifestyle.

Smart Insights

See your spending by category at a glance and spot where your money actually goes.

Gmail Auto-Sync

Connect Gmail and let AI detect transactions from bank alerts automatically โ€” no manual entry needed.

AI-Powered

Your inbox, your bookkeeper.

Connect your Gmail once. Pluto reads bank alerts and payment receipts in the background and surfaces detected transactions for your review โ€” no manual logging, ever.

  • Syncs automatically every hour
  • Detects duplicates before they're added
  • Read-only access โ€” Pluto never sends email
Smart Inbox
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Swiggy Order
Food
โˆ’โ‚น340
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Electricity Bill
Utilities
โˆ’โ‚น1,200
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Amazon Pay
Shopping
โˆ’โ‚น899
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Get started in seconds.

01

Sign in with Google

One tap with your Google account โ€” no forms, no passwords.

02

Log your expenses

Add transactions manually or connect Gmail and let AI do the logging for you.

03

Settle up, stay on budget

See who owes what, track your budget limits, and always know where your money went.

Common Questions

Is Pluto free to use?

Yes, Pluto is completely free for personal and small group use. Our goal is to help everyone master their finances.

Can I use it on my phone?

Absolutely. Pluto is built as a Progressive Web App (PWA) โ€” open it in your mobile browser and tap "Add to Home Screen" for a native-like experience on iOS or Android.

Is my Gmail data safe?

Pluto only requests read-only access to Gmail and only looks at financial alert emails. We never store full email bodies โ€” only a short snippet needed to detect the transaction amount and merchant.

Can multiple people share a household?

Yes. You can invite others to your household and track shared expenses together. Each member sees the same transactions, and Trip Mode lets you split costs and settle up automatically.

Do I have to use Gmail Auto-Sync?

Not at all. Gmail sync is completely optional. You can always add transactions manually โ€” it only takes a few seconds per entry.

Ready to take control of your finances?

Join for free. No credit card, no setup fee โ€” just a clearer picture of your money.

Get Started for Free โ†’